The residential homes in the program have repeatedly sustained severe flood damage and/or are located within a Special Flood Hazard Area. The Division was successful with its applications and received funding from FEMA to move forward with elevating homes in both Fairfield Township and Lincoln Park as part of the Division’s Mitigation Assistance Program. The Division previously applied for FMA funding from FEMA in 2019 for home elevations in Fairfield Township, Essex County, and in 2020 for home elevations in Lincoln Park, Morris County. There is currently no deadline date to submit applications. If basic eligibility criteria is met, a link to the online application will be emailed to the homeowner. The Division is in the process of applying for funding from FEMA through its Flood Mitigation Assistance (FMA) initiative for home elevations in New Jersey.Īs part of the process, interested homeowners in New Jersey may request an application by clicking on the blue button at the top of this webpageand filling out a brief form. The HMGP program will be administered by the Division under a program called the Ida Mitigation Assistance Program. Unlike Flood Mitigation Assistance (see below), HMGP is only authorized in areas that received a Presidential major disaster declaration for Hurricane Ida. The program provides aid for critical mitigation measures to reduce the risk of loss of life and property from future disasters. In response to Hurricane Ida, the Division applied to FEMA for Hazard Mitigation Grant Program (HMGP) funding and is awaiting a decision from FEMA. The Federal Emergency Management Agency (FEMA) determines which residential properties are potentially eligible for mitigation assistance based on repetitive flooding incidents in the past and risk of significant damage in future flood events.

Participating property owners may be eligible to receive financial assistance to help cover the cost of construction to mitigate their property and supplement the cost of dislocation during construction. The New Jersey Department of Community Affairs (DCA), Division of Disaster Recovery and Mitigation is partnering with communities that have been impacted by severe repetitive flooding damage to elevate eligible residential properties, resulting in lower flood insurance premiums.

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